Massachusetts Auto Accident Victims - Do You Really Need an Attorney?

Insurance companies don’t want you to hire a lawyer for any injury claim you may have because they know that they’ll probably end up paying you more money. Don’t let an insurance adjustor or a lawyer who works for the insurance company force you to make a decision about a claim. If you feel like you need a lawyer to help you through this process, then it might be time to start researching your legal options.

The size of your potential case will determine if you should handle the case on your own or if you should retain an attorney. If the car accident you were in results in little or no damage to your car, requires medical treatment for a couple of months with minor injuries, and medical bills that are under a few thousand dollars, then you can typically settle your claim on your own without an attorney.

If the injuries are more severe and threaten to be permanent and the circumstances of the accident are significantly more complex, it may be beneficial to consult with an attorney about your potential claim. 


Here are some unfortunate occurrences that could happen in the aftermath of a car accident:

• The insurance company might be reluctant in investigating your injury claim and who was ultimately responsible in the crash
• The person who was at fault for the accident may not report it to his or her insurance company
• The person who was responsible may not even have coverage for the injuries you suffered in the accident. If that happens, you may have to file a claim through your policy. This is one of the reasons why underinsured motorist (UIM) coverage and uninsured motorist (UM) coverage are the most important coverages you can possibly have
• If your car repairs cost more than what it’s actually worth, you may have to replace it
• If you don’t own the car, either the bank or car dealership could repossess the title if your payments aren’t up to date

An experienced personal injury lawyer will understand the value of assorted injury claims and can then more effectively communicate and defend that value to insurance companies. Again, insurance companies will have attorneys who work for them and so should you.

If you want to know more about filing personal injury claims, order Massachusetts car accident attorney Thomas M. Kiley's free book "The 7 Mistakes That Can Wreck Your Massachusetts Accident Case" now! The PDF version of the Massachusetts Accidents Book is available right away. A hard copy of the book will be mailed to Massachusetts residents only.